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Saving thousands on your home loan has never been simpler.
45+ trusted lenders
for you to choose from
By accessing our network of lenders, you could save thousands every year. Every 0.1% you save on your interest rate means more money in your pocket.
Your best quotes
Loan option 1
$3,286/month
Loan option 2
$3,301/month
Loan option 3
$3,395/month
2
We will shortlist your quotes based on the options that make the most sense for your circumstances.
Lending partners
Home loans (including cashback deals)
Custom pricing for borrowers
Here are just some of the reasons to get a loan through our expert broker service.
We work with all borrower types
We’re experienced supporting borrowers with a wide range of circumstances, including first-home buyers, investors and self-employed borrowers.
Flexible deposit options
We can help you find home loan options with deposit requirements as low as 2%. We’ll give you expert strategies for maximising your deposit.
Know your borrowing capacity
We’ll get to know your situation and help you understand how much you can afford to borrow comfortably.
Know the market
Get insights on the local property market where you’re looking to buy, plus in-depth information on the lending market.
More than just the lowest rates
We’ll help you find the best loan deal overall, based on rate AND the loan features that will save you money.
Get help from start to finish
We’ll give you expert support from your initial inquiry all the way through to loan settlement. No question is too small.
What is a mortgage broker and how can you help me?
A mortgage broker acts as an intermediary between borrowers and potential lenders. We help you navigate the sometimes complicated process of finding and applying for a home loan.We work with multiple lenders to find the best loan options that suit your financial situation and goals. We use our expertise to simplify the application process and negotiate the best loan terms on your behalf.
What types of home loans do you specialise in?
We can help borrowers with more or less any type of home loan. That might be a lenders offering low-deposit home loans for first-home buyers, a great cashback deal for refinancers, or a low doc loan for a self-employed borrower.
We frequently work with borrowers looking for an investment loan, as well those looking for construction loan options for their new build.
We start by asking you what you’re trying to achieve, then we listen carefully and help you understand which type of home loan will be the best match.
How do you decide which home loans to present and recommend to borrowers?
We carefully consider your circumstances, needs and goals, and use that as the basis for comparing lenders. In many cases, we’re looking for the best deal based on the interest rate and fees. Sometimes we prioritise the loan features that will keep costs as low as possible (in addition to the rate and fees). Other times, we’re looking for lenders that will accept a borrower in a more complicated situation. Regardless of the specific priorities, our process focuses on achieving the best possible outcome for you.
What are the benefits of using a mortgage broker instead of going directly to a bank?
Using a mortgage broker gives you access to a wide variety of loan products from multiple lenders. Instead of comparing and negotiating loan terms with different providers, we do the hard work for you. We can often negotiate better interest rates and loan terms than those advertised by lenders. We’ll help you with your home loan application and get answers to your questions (no more waiting on hold with your lender to get an update on your application).
Can you help me refinance my current mortgage?
Yes, absolutely. We’ll help you audit your current mortgage deal and compare it to what else is available. If you decide to refinance your home loan, we’ll help with the paperwork. We generally recommend borrowers look to refinance their home loan every 2-3 years to make sure they’re still getting good value.
What is the process of applying for a home loan through a brokerage?
It starts with a simple chat that means we can understand your needs and financial situation. We then compare loan products from various lenders, offer recommendations and submit the application to your chosen lender on your behalf. Beyond that, we manage the approval and settlement process and keep you updated at every step.
Do you charge any fees for your services?
We don't charge mortgage broking fees to borrowers – it's free to use our service. Instead, we may receive a commission from the lender you choose once your loan is settled. However, we always provide recommendations based on what is in your best interest.
How long does it take to get a mortgage approved with a broker?
The time it will take to get your loan approved will vary based on the complexity of your application and the lender’s process. From start to finish, the process generally takes between one and four weeks. This can be longer for home loans for self-employed borrowers as that process can be more complex.
Rest assured we do everything in our power to get your loan approved as quickly as possible.
Do you help first-time home buyers?
We certainly do. We can talk you through the process, help you understand your options and costs, and explain what government incentives and concessions you may be eligible for.
Which lenders do you help me compare?
We have access to rates from dozens of top Australian lenders, including major banks, regional banks, mutuals, credit unions and online-only lenders.
We work with lenders offering mainstream loan options, plus those that offer specialist finance such as bridging loans and home loans for bad credit borrowers.
Our expert brokers carry out a detailed home loan comparison to help you narrow down your options to the most suitable lenders and loans available to you.
Is it easier to get approved for a home loan with a broker?
This depends on the situation but a big advantage of using a broker is being able to get information on lenders rules that aren’t necessarily disclosed publicly. Brokers are experts on lenders eligibility criteria and can help you understand which lenders may be most suitable. A mortgage broker will also be honest and up-front about your chances of approval. This can help you avoid wasting time on applications that may not be approved.
Can you help borrowers anywhere in Australia?
Yes we can! Our brokers can offer expert guidance and support, no matter where in the country you are.
Read our guides to what we offer borrowers in some of the biggest cities and towns across Australia: