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We help you secure your best home loan

Saving thousands on your home loan has never been simpler.

45+ trusted lenders for you to choose from

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Start saving thousands

By accessing our network of lenders, you could save thousands every year. Every 0.1% you save on your interest rate means more money in your pocket.

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Tailored quotes based on your circumstances

Start by telling us what kind of loan you need, then we'll start collecting quotes from lenders across our network.

Bridging loans

Your best quotes

Loan option 1

$3,286/month

Loan option 2

$3,301/month

Loan option 3

$3,395/month

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Shortlist your options

We will shortlist your quotes based on the options that make the most sense for your circumstances.

Home loan rates

My application

Application submitted

Conditionally approved

Settlement booked

Loan settled

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We'll guide you through the entire process

Our brokers will help you at every step of the way, from application through to settlement.

45+

Lending partners

1,216

Home loans (including cashback deals)

3,254

Custom pricing for borrowers

Find the perfect fit for your financial needs

Here are just some of the reasons to get a loan through our expert broker service.

We work with all borrower types

We’re experienced supporting borrowers with a wide range of circumstances, including first-home buyers, investors and self-employed borrowers.

Flexible deposit options

We can help you find home loan options with deposit requirements as low as 2%. We’ll give you expert strategies for maximising your deposit.

Know your borrowing capacity

We’ll get to know your situation and help you understand how much you can afford to borrow comfortably.

Know the market

Get insights on the local property market where you’re looking to buy, plus in-depth information on the lending market.

More than just the lowest rates

We’ll help you find the best loan deal overall, based on rate AND the loan features that will save you money.

Get help from start to finish

We’ll give you expert support from your initial inquiry all the way through to loan settlement. No question is too small.

Your questions, answered

A mortgage broker acts as an intermediary between borrowers and potential lenders. We help you navigate the sometimes complicated process of finding and applying for a home loan.We work with multiple lenders to find the best loan options that suit your financial situation and goals. We use our expertise to simplify the application process and negotiate the best loan terms on your behalf.

We can help borrowers with more or less any type of home loan. That might be a lenders offering low-deposit home loans for first-home buyers, a great cashback deal for refinancers, or a low doc loan for a self-employed borrower.

We frequently work with borrowers looking for an investment loan, as well those looking for construction loan options for their new build.

We start by asking you what you’re trying to achieve, then we listen carefully and help you understand which type of home loan will be the best match.

We carefully consider your circumstances, needs and goals, and use that as the basis for comparing lenders. In many cases, we’re looking for the best deal based on the interest rate and fees. Sometimes we prioritise the loan features that will keep costs as low as possible (in addition to the rate and fees). Other times, we’re looking for lenders that will accept a borrower in a more complicated situation. Regardless of the specific priorities, our process focuses on achieving the best possible outcome for you.

Using a mortgage broker gives you access to a wide variety of loan products from multiple lenders. Instead of comparing and negotiating loan terms with different providers, we do the hard work for you. We can often negotiate better interest rates and loan terms than those advertised by lenders. We’ll help you with your home loan application and get answers to your questions (no more waiting on hold with your lender to get an update on your application).

Yes, absolutely. We’ll help you audit your current mortgage deal and compare it to what else is available. If you decide to refinance your home loan, we’ll help with the paperwork. We generally recommend borrowers look to refinance their home loan every 2-3 years to make sure they’re still getting good value.

It starts with a simple chat that means we can understand your needs and financial situation. We then compare loan products from various lenders, offer recommendations and submit the application to your chosen lender on your behalf. Beyond that, we manage the approval and settlement process and keep you updated at every step.

We don't charge mortgage broking fees to borrowers – it's free to use our service. Instead, we may receive a commission from the lender you choose once your loan is settled. However, we always provide recommendations based on what is in your best interest.

The time it will take to get your loan approved will vary based on the complexity of your application and the lender’s process. From start to finish, the process generally takes between one and four weeks. This can be longer for home loans for self-employed borrowers as that process can be more complex.

Rest assured we do everything in our power to get your loan approved as quickly as possible.

We certainly do. We can talk you through the process, help you understand your options and costs, and explain what government incentives and concessions you may be eligible for.

We have access to rates from dozens of top Australian lenders, including major banks, regional banks, mutuals, credit unions and online-only lenders.

We work with lenders offering mainstream loan options, plus those that offer specialist finance such as bridging loans and home loans for bad credit borrowers.

Our expert brokers carry out a detailed home loan comparison to help you narrow down your options to the most suitable lenders and loans available to you.

This depends on the situation but a big advantage of using a broker is being able to get information on lenders rules that aren’t necessarily disclosed publicly. Brokers are experts on lenders eligibility criteria and can help you understand which lenders may be most suitable. A mortgage broker will also be honest and up-front about your chances of approval. This can help you avoid wasting time on applications that may not be approved.

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Our Promise

Money Pty Ltd (trading as Money) (ABN 42 626 094 773) Australian Credit Licence 528698 provides information about credit products. Money does not compare all products or issuers available in Australia. We are not a broker or credit provider and when we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. We may receive a commission when you apply for a home loan as a result of outbound links on this website. This material has been prepared by Money Pty Limited (ABN 40 664 954 536) (Money, ‘us’ or ‘we’). Money is a corporate authorised representative (CAR 001307399) of 62 Consulting Pty Limited (ABN 88 664 809 303) (AFSL 548573) (62C). The material is for general information only and is not an offer for the purchase or sale of any financial product or service. The material is not intended to provide you with financial or tax advice and does not take into account your objectives, financial situation or needs. Although we believe that the material is correct, no warranty of accuracy, reliability or completeness is given, except for liability under statute which cannot be excluded. Please note that past performance may not be indicative of future performance and that no guarantee of performance, the return of capital or a particular rate of return is given by 62C, Money, any of their related body corporates or any other person. To the maximum extent possible, 62C, Money, their related body corporates or any other person do not accept any liability for any statement in this material. The information on this website is intended to be general in nature and has been prepared without considering your objectives, financial situation or needs. You should read the relevant disclosure statements or other offer documents prior to making a decision about a credit product and seek independent financial advice. Whilst Money.com.au endeavours to ensure the accuracy of the information provided on this website, no responsibility is accepted by us for any errors, omissions or any inaccurate information on this website. Interest rates, fees and charges are subject to change without notice. Before acting on any information, you should confirm the interest rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best” these relate solely to the rates of interest offered by the provider and not on any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.

The calculator provided on money.com.au is intended for informational and illustrative purposes only. The results generated by this calculator are based on the inputs you provide and the assumptions set by us. These results should not be considered as financial advice or a recommendation to buy or sell any financial product. By using this calculator, you acknowledge and agree to the terms set out in this disclaimer. For more detailed information, please review our full terms and conditions on the website. Assumptions: - The calculations do not account for changes in interest rates or other market conditions that may occur. - Results are approximations and may differ from actual payment schedules or amounts. - The calculator does not include all fees and charges that you may incur in relation to a financial product. Limitation - This calculator does not guarantee the availability of any financial product or the accuracy of the calculations. Please consult a financial advisor or the relevant product provider to obtain specific advice tailored to your circumstances. - money.com.au does not accept any liability for errors or omissions, or for any loss you may suffer as a result of relying on these calculations.

Money Pty Ltd trading as Money

ABN: 42 626 094 773 / ACL: 528698 / AFCA: 83955
Money is a corporate authorised representative (CAR 001307399) of 62 Consulting Pty Limited (ABN 88 664 809 303) (AFSL 548573) (62C)
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